Margaret Morrison

Senior Manager - Credit

‘Credit’.‘Boring!’ ‘Scary!’ ‘Dull!’. If only I had a £ for every occasion that the role of Credit is mis-represented in this way. I promise you Credit is exciting and particularly in Adam & Company. No two propositions are the same. Adam Clients’ do not fit ‘tick boxes’. ‘One size does not fit all’. Each proposition is analysed and structured in a manner that best suits the Client and their income stream, whilst ensuring that the Bank is not exposed to risk of loss. Some people are born into wealth, others acquire it by different means, but wealth for some does not equal liquidity. Adam Credit in conjunction with other departments of the Bank endeavour to make each Client’s financial circumstances as streamlined as is feasible.

The history behind Adam & Company is unique in itself, which combined with the benefits and power of being part of the RBSG make it a great place to work. Notwithstanding the innovations in technology which make every day working life easier, Adam has been successful in retaining many of the characteristics of an old fashioned traditional private bank where a large part of the enjoyment is in the proactive interaction with other departments and people so as to ensure the Client’s needs are met. Career progression is strongly encouraged and supported both internally and within the wider Group.

In summing up I have worked in the financial services sector for 23 years and can honestly say the last 5 in Adam have been the best.